Debt fatigue
Have you heard about the new proposed Federal Budget? Unless you just got off a transport from Mars, you probably are aware of the unimaginable debt our country is in. Are you ready to find out what...
View ArticleJust start it
One of the things I hear most often regarding getting finances under control is this:“I just don’t know where to start!”The bills, the debt, the paperwork, the late notices, all pile up and threaten...
View ArticleStep two
Ok, you’ve calculated and documented your income. That was easy. Now with that success under your belt and riding that wave of confidence, you’re ready to take step two. Take every bill you’ve got...
View ArticleTax refund?
Are you getting a tax refund this year? Money back from the Feds is nothing to take lightly. What are you going to do with it? Splurge on that big screen HD television? New carpet for the dining room?...
View ArticleCouponing For Mortals
Have you seen that new show “Extreme Couponing”? These folks go into a grocery store and get somewhere around $1,000 in groceries, use their coupons and end up paying $50 for them. They’ve got...
View ArticleIs it a Good Idea to Sign up for Automatic Bill Payments?
Unless you are banking with an organization firmly rooted in the stone age, your bank has online banking available. Most places offer the chance to check your balance, review purchases, move money...
View ArticleNo Shame, No Blame
About a year after my husband and I went public with paying off all our credit card debt, a lady came up to me at work and asked if she could talk to me. She was very nervous and...
View ArticleTrash or Treasure?
My grandfather never threw anything away. My grandmother used to hate sending him to the dump, because he’d generally come back with more than he left the house with. He’d come of age during...
View ArticleRewards
You’re working hard to balance your own budget. You’re paying what you can on your bills, you’re slipping a little bit into an emergency savings account and you’re serious about incurring...
View ArticleHow to Say No
The kids want the newest video game. Your spouse wants a new toy. You want a couple of days away with your friends. Whatever it is that you and your family want, it is way outside your budgetary...
View ArticleHere We Go Again
So once again, I find myself unemployed. This time, however, things are a bit different. For one, we don’t have the massive credit card debt looming over our heads. We don’t have a...
View ArticleA Plan is Born
First things first. We’ve made our spreadsheet and know what’s coming in vs. what’s going out. We also know there is more going out than coming in. So what kind of...
View ArticleDo You Carry Cash?
Ever heard the expression “That money is burning a hole in his pocket?”. Some folks, including me, find that statement very true. If I’ve got it, I’ll spend it. That’s...
View ArticleJust a few errands
You worked all day. Dropped the kids off at baseball/soccer/hockey/cheerleading/band practice and you’re headed out to do a few errands while the kids are busy. Drop off the dry cleaning, stop by...
View ArticleThe End Times
My grandmother used to watch the news and just shake her head. She’d listen to stories about the truly weird stuff happening on the planet and couldn’t understand why people were acting the way they...
View ArticleDo you really need a good credit score?
You’re dealing with the debt. You’re paying your bills on time, not incurring new debt and working on a little savings. But you know your credit is shot. Since you intend to NEVER...
View ArticleHome Repair on a Budget
Let’s face it, not everything that needs to be done can wait until you can afford it. Cars need new windshields, gas ovens need new igniters, kitchen floors shed their linoleum and trip you on that...
View ArticleHope for the Holidays – Part One
Most of us have spent the last several weeks engaging in some serious capitalism. By the time the holidays are through, it is likely that we will have enlarged either our waistline, our light bill or...
View ArticleFix it? Forget it?
The clutch just went out in your old car. The car is paid for, but the clutch is going to be expensive. Is it worth dropping money into an old car, or are you better off giving up...
View ArticleImpulse Driven
Confession time: I love Walmart. I can go in to any Walmart and find no fewer than 3,000,000 things I must have, right then. And therein lies the problem. If my shopping...
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